How to shift to a subscription model
Shifting from a single pay to a subscription billing model may sound like good business sense. High-profile success stories like …
January 19, 2022
Q: What is an acquirer?
An acquirer, or an acquiring bank, works directly with merchants to ensure timely processing and payments of credit card transactions. Acquirers also oversee compliance with
January 17, 2022
Data mining: Trends in payment data for CNP and subscription billing
The first key to understanding how to have good data mining techniques in a Card Not Present (CNP) and subscription environment is …
January 17, 2022
Account Updater: What you need to know
A compromised credit card number and its replacement used to be a nightmare of updating every recurring billing and automatic payments …
January 16, 2022
Q: What is a representment?
A chargeback occurs when a consumer disputes a charge on their credit or debit card, and a representment is the merchant’s opportunity to counter the
January 15, 2022
A merchant’s perspective on chargebacks
Long gone are the days of bartering for your needed goods and services. Also on the decline is the use of cash, a trend accelerated …
January 15, 2022
Q: What is a chargeback?
When a consumer does not agree with a transaction on their credit or debit account, they can contact their bank to dispute the transaction. Consumer
January 13, 2022
10 strategies for managing declines
A customer attempting to make a purchase with a credit or debit card starts a (usually) speedy authorization process that’s verifying a number of customer
January 13, 2022
Q: Is there any way to avoid chargebacks?
For many merchants, chargebacks (while costly) may seem unavoidable. When a merchant has done all it can to prevent chargebacks and yet they still occur,
January 11, 2022
Q: How can we fully utilize Account Updater?
Account Updater is offered by Visa MasterCard, Discover and American Express. Merchants enroll in Account Updater through their Acquirer. Card Issuers submit updates to the
January 9, 2022
6 reasons MCC codes really do matter
MCC codes, or Merchant Category Codes are four-digit numbers that indicate your line of business and the types of goods or services you provide to
January 9, 2022
Q: Is eCommerce (CNP) poised to overtake CP sales?
The rise of ecommerce is difficult to deny. Surely, the global pandemic has accelerated online purchasing, but the trend was already in place before Covid-19.
January 7, 2022