
How to shift to a subscription model
Shifting from a single pay to a subscription billing model may sound like good business sense. High-profile success stories like …
Shifting from a single pay to a subscription billing model may sound like good business sense. High-profile success stories like …
An acquirer, or an acquiring bank, works directly with merchants to ensure timely processing and payments of credit card transactions. Acquirers also oversee compliance with
The first key to understanding how to have good data mining techniques in a Card Not Present (CNP) and subscription environment is …
A compromised credit card number and its replacement used to be a nightmare of updating every recurring billing and automatic payments …
A chargeback occurs when a consumer disputes a charge on their credit or debit card, and a representment is the merchant’s opportunity to counter the
Long gone are the days of bartering for your needed goods and services. Also on the decline is the use of cash, a trend accelerated …
When a consumer does not agree with a transaction on their credit or debit account, they can contact their bank to dispute the transaction. Consumer
A customer attempting to make a purchase with a credit or debit card starts a (usually) speedy authorization process that’s verifying a number of customer
For many merchants, chargebacks (while costly) may seem unavoidable. When a merchant has done all it can to prevent chargebacks and yet they still occur,
Account Updater is offered by Visa MasterCard, Discover and American Express. Merchants enroll in Account Updater through their Acquirer. Card Issuers submit updates to the
MCC codes, or Merchant Category Codes are four-digit numbers that indicate your line of business and the types of goods or services you provide to
The rise of ecommerce is difficult to deny. Surely, the global pandemic has accelerated online purchasing, but the trend was already in place before Covid-19.
Seize the opportunity in the CNP RP space